Galway Capital Group

Working Capital

Fast Liquid Capital When Opportunity Knocks

Streamlined approvals and fast funding to keep your business moving — whether you're seizing an opportunity or managing a gap.

Use Cases

Capital for Every Business Moment

Inventory & Supplies

Bulk buy materials ahead of peak seasons to lower per-unit costs and protect your margins when demand spikes.

Payroll & Staffing

Hire the talent required to fulfill major contracts without waiting on receivables to clear.

Emergency Reserves

Maintain operations during unexpected equipment breakdowns, seasonal slumps, or sudden market shifts.

Quick Qualification

Common Questions

What credit score do I need?

We work with a range of credit profiles. Most programs target a minimum score of 600, though some alternative options are available for lower scores with strong revenue history.

How long does my business need to be operating?

Most standard programs require at least 6–12 months in business. Startup capital options exist for newer businesses with strong projections or collateral.

How fast can I receive funds?

Many working capital products fund within 24–72 hours of approval. SBA and traditional bank products take longer but offer better rates.

What revenue does my business need?

Requirements vary by product. Many alternative lenders look for $10,000+ in monthly revenue. SBA programs have more flexible thresholds.

Ready to Access Capital?

Get a free quote and find out what working capital options are available for your business.